Topic · The household
What does the whole household look like after tax, and what needs attention?
Every number here belongs to Household A, a synthetic $3 million household in California’s top bracket, never a real one. The reads below walk its accounts and its scripted year; the dashboard tracks the same numbers and lists what its rules propose, never what to do.
Start here2 reads · 9 min
The few ideas everything else rests on.-
Asset location is backwards
Household A shelters bonds and its 20%-turnover tilt, not the index fund sitting in taxable. Vanguard prices the mistake at up to 60 basis points a year.
-
Knowing when nothing needs to change
Household A's dashboard proposed a trade in two months out of twelve. Rebalancing bands, the wash-sale window, and the one-year line explain the other ten.
Concepts
All concepts Terms this topic relies on
No concepts filed under this topic yet.